You'll find our target market determinations (TMDs) here.
About target market determinations
A TMD is a document which describes who a product is likely to be appropriate for (its target market), based on their likely objectives, financial situations and needs.
Each product TMD has set out the distribution conditions, when we may need to review them and other circumstances that would prompt a review of our product, the target market or the TMD.
HESTA-Industry-Super-Plan-TMD-September-2023 pdf, 101 kB
HESTA Super Plan target market determination
HESTA-Personal-Super-Plan-TMD-September-2023 pdf, 100 kB
HESTA Personal Super target market determination
HESTA-Corporate-Super-Plan-TMD-September-2023 pdf, 100 kB
HESTA Corporate Super target market determination
HESTA-Transition-to-Retirement-Income-Stream-TMD-September-2023 pdf, 92 kB
HESTA TTR Income Stream target market determination
HESTA-Retire-Income-Stream-TMD-September-2023 pdf, 92 kB
HESTA Retirement Income Stream target market determination
HESTA-Corporate-Super-Plan-TMD-1-July-2023 pdf, 95 kB
HESTA Corporate Super Plan target market determination 1 July 2023
HESTA-Industry-Super-Plan-TMD-1-July-2023 pdf, 95 kB
HESTA Industry Super Plan target market determination 1 July 2023
HESTA-Personal-Super-Plan-TMD-1-July-2023 pdf, 95 kB
HESTA Personal Super Plan target market determination 1 July 2023
HESTA-Super-Plan-TMD-2022 pdf, 92 kB
HESTA Super Plan target market determination - 2022
HESTA-Personal-Super-Plan-TMD-2022 pdf, 93 kB
HESTA Personal Super Plan target market determination -2022
HESTA-Corporate-Super-Plan-TMD-2022 pdf, 93 kB
HESTA Corporate Super Plan target market determination - 2022
HESTA-Retire-Income-Stream-TMD-5-October-2022 pdf, 86 kB
HESTA Retire Income Stream target market determination 5 Oct 2022
HESTA-Transition-to-Retirement-Income-Stream-TMD-5-October-2022 pdf, 86 kB
HESTA Transition to Retirement target market determination 5 Oct 2022
HESTA-Super-Plan-TMD-2021 pdf, 249 kB
HESTA Super Plan target market determination - 2021
HESTA-Corporate-Super-Plan-TMD-2021 pdf, 237 kB
HESTA Corporate Super Plan target market determination - 2021
HESTA-Personal-Super-Plan-TMD-2021 pdf, 237 kB
HESTA Personal Super Plan target market determination - 2021
HESTA-Transition-to-Retirement-Income-Stream-TMD-2021 pdf, 219 kB
HESTA Transition to Retirement target market determination - 2021
HESTA-Retire-Income-Stream-TMD-2021 pdf, 204 kB
HESTA Retire Income Stream target market determination - 2021