product disclosure statements

All the information you really need about products, costs and other important things to consider.

 


Updates to the PDS


From time to time, changes to the PDS that are not materially adverse will be updated on the website here. To make it easier for you to follow, changes that apply to all products will be shown here. Changes to particular documents will be shown with the documents below.

 

 

 

 


other documents related to the PDS

 

 

 

prefer printed PDS copies posted to you?

 

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target market determinations (TMD)

 

What's a TMD?

A TMD is a document which describes who a product is likely to be appropriate for (its target market), based on their likely objectives, financial situations and needs.

Each product TMD has set out the distribution conditions, when we may need to review them and other circumstances that would prompt a review of our product, the target market or the TMD.

 

 


See past HESTA TMDs on the Target market determinations page.

 

 

 

 

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