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You'll find our target market determinations (TMDs) here.
About target market determinations
A TMD is a document which describes who a product is likely to be appropriate for (its target market), based on their likely objectives, financial situations and needs.
Each product TMD has set out the distribution conditions, when we may need to review them and other circumstances that would prompt a review of our product, the target market or the TMD.
HESTA-Industry-Super-Plan-TMD-April-2025 pdf, 99 kB
TMD for HESTA's Super Plan.
HESTA-Corporate-Super-Plan-TMD-April-2025 pdf, 98 kB
TMD for HESTA's Corporate Super Plan.
HESTA-Personal-Super-Plan-TMD-April-2025 pdf, 100 kB
TMD for HESTA's Personal Super Plan.
HESTA-Retire-Income-Stream-TMD-April-2025 pdf, 91 kB
TMD for HESTA's Retirement Income Stream Plan.
HESTA-Transition-to-Retirement-Income-Stream-TMD-April-2025 pdf, 92 kB
TMD for HESTA's Transition to Retirement Income Stream Plan.
HESTA-Industry-Super-Plan-TMD-2024 pdf, 99 kB
TMD for HESTA's Super Plan - December 2024
HESTA-Personal-Super-Plan-TMD-2024 pdf, 100 kB
TMD for HESTA's Personal Super Plan - December 2024
HESTA-Corporate-Super-Plan-TMD-2024 pdf, 99 kB
TMD for HESTA's Corporate Super Plan - December 2024
HESTA-Retirement-Income-Stream-TMD-2024 pdf, 90 kB
TMD for HESTA's Retirement Income Stream Plan - December 2024
HESTA-Industry-Super-Plan-TMD-September-2023 pdf, 101 kB
HESTA Super Plan TMD - September 2023
HESTA-Personal-Super-Plan-TMD-September-2023 pdf, 100 kB
HESTA Personal Super Plan TMD - September 2023
HESTA-Corporate-Super-Plan-TMD-September-2023 pdf, 100 kB
HESTA Corporate Super Plan TMD - September 2023
HESTA-Transition-to-Retirement-Income-Stream-TMD-September-2023 pdf, 92 kB
HESTA Transition to Retirement Income Stream Plan TMD - September
HESTA-Retire-Income-Stream-TMD-September-2023 pdf, 92 kB
HESTA Retirement Income Stream Plan TMD - September 2023
HESTA-Industry-Super-Plan-TMD-1-July-2023 pdf, 95 kB
HESTA Super Plan TMD - 1 July 2023
HESTA-Corporate-Super-Plan-TMD-1-July-2023 pdf, 95 kB
HESTA Corporate Super Plan TMD - 1 July 2023
HESTA-Personal-Super-Plan-TMD-1-July-2023 pdf, 95 kB
HESTA Personal Super Plan TMD - 1 July 2023
HESTA-Super-Plan-TMD-2022 pdf, 92 kB
HESTA Super Plan TMD - 2022
HESTA-Personal-Super-Plan-TMD-2022 pdf, 93 kB
HESTA Personal Super Plan TMD - 2022
HESTA-Corporate-Super-Plan-TMD-2022 pdf, 93 kB
HESTA Corporate Super Plan TMD - 2022
HESTA-Transition-to-Retirement-Income-Stream-TMD-5-October-2022 pdf, 86 kB
HESTA Transition to Retirement Income Stream Plan TMD - 2022
HESTA-Retire-Income-Stream-TMD-5-October-2022 pdf, 86 kB
HESTA Retirement Income Stream Plan TMD - 2022
HESTA-Super-Plan-TMD-2021 pdf, 249 kB
HESTA Super Plan TMD - 2021
HESTA-Personal-Super-Plan-TMD-2021 pdf, 237 kB
HESTA Personal Super Plan TMD - 2021
HESTA-Corporate-Super-Plan-TMD-2021 pdf, 237 kB
HESTA Corporate Super Plan TMD - 2021
HESTA-Transition-to-Retirement-Income-Stream-TMD-2021 pdf, 219 kB
HESTA Transition to Retirement Income Stream Plan TMD - 2021
HESTA-Retire-Income-Stream-TMD-2021 pdf, 204 kB
HESTA Retirement Income Stream Plan TMD - 2021
HESTA-for-Mercy-Super-TMD pdf, 101 kB
HESTA for Mercy Super Plan TMD
HESTA-for-Mercy-Retirement-Income-Stream-TMD pdf, 90 kB
HESTA for Mercy Retirement Income Steam Plan TMD
HESTA-for-Mercy-Transition-to-Retirement-Income-Stream-TMD pdf, 90 kB
HESTA for Mercy Transition to Retirement Income Steam Plan TMD
HESTA-for-Mercy-Super-TMD-2023 pdf, 104 kB
HESTA for Mercy Super Plan TMD
HESTA-for-Mercy-Retirement-Income-Stream-TMD-2023 pdf, 94 kB
HESTA for Mercy Retirement Income Stream Plan TMD
HESTA-for-Mercy-Transition-to-Retirement-Income-Stream-TMD-2023 pdf, 93 kB
HESTA for Mercy Transition to Retirement Income Stream Plan TMD
HESTA-for-Mercy-Super-TMD-December-2022 pdf, 95 kB
HESTA for Mercy Super Plan TMD
HESTA-for-Mercy-Retirement-Income-Stream-TMD-December-2022 pdf, 88 kB
HESTA for Mercy Retirement Income Stream Plan TMD
HESTA-for-Mercy-Transition-to-Retirement-Income-Stream-TMD-December-20 pdf, 88 kB
HESTA for Mercy Transition to Retirement Income Stream Plan TMD