1. Consider topping up your super
You can make a personal after-tax contribution* to give your balance a boost.
Contribute to your super
This Super Saturday, 20 June, put your future first
Our research1 shows more than half our members (58%) aren't planning to take advantage of any super contribution tax benefits before 30 June, potentially missing out on opportunities. But almost the same number (57%) say they’d be more likely to take action if they had some simple guidance. So we’re here to help you make a difference this Super Saturday.
5 things to check
You don't need to do everything. Even acting on one of these tips can make a difference.^
2. Check if you qualify for the government co-contribution
If you earn under the income threshold and make a personal after-tax contribution, the government may add up to $500 to your super.
See government co-contributions
3. Think about contribution splitting
You can transfer some of your super contributions into your spouse's account. This can help even up balances and may have tax benefits for your household.
Explore contribution splitting
4. Combine super accounts
If you have super accounts with other funds, bringing them together into one account means you stop paying multiple sets of fees, so more of your money stays working for you.
Combine your super
5. Know your super
Log in to your HESTA account to see your balance and check your investment strategy still suits your goals. Use our planning tools, like Future Planner, to help you work out if you’re on track for the retirement you want and explore options to grow your super.
Explore our calculators and tools
^ If you’re unsure which steps to take or want some advice to work out which steps would suit your circumstances, speak to one of our advisers.
* Contributions must be received by HESTA by 25 June. We will endeavour to process your contributions for allocation to the 2025-26 financial year. You may be able to claim a tax deduction if you’ve made a personal after-tax contribution to your super. HESTA has a notice of intent to claim tax deduction form available digitally for members to make this process easier during a busy time of year.
let's get started!
Put your Super Saturday hour to good use.
Here's how:
1. Log into your HESTA account at hesta.com.au/login
2. Check your current balance and investment strategy
3. Pick one (or more) actions from the list above that match your situation
4. Use Future Planner and other tools to help you take action.
Head to your account to make the most of Super Saturday
Even an hour, taken at the right time, can help supercharge your future.
1 Have A Say Community Survey, May 2026 (437 participants).