get your super into shape

Is sorting your super still on your to-do list? Here are a few things you can do right now to increase your super savings.

Taking steps to better manage your super is easy to put off. It's an important item on your to-do list that can help improve your retirement savings. It’s easier than you might think, and we can help you along the way.

Here are some simple steps you can take right now to future proof your super.
 

Get your super together

Your super can work better for you when it’s all together. You could be paying fewer fees and find it easier to track and manage your super investment when it’s all in one place.

It couldn’t be easier to find all your super accounts and combine them — even those you forgot you had.

Find out more about combining your super, including tips on what to look out for, such as insurance, before you combine any other super accounts you may have.

Put in a bit more

By putting more into your super, it's like giving your future-self a reward. While it might seem counterintuitive, market downturns help you buy more units in your investment option(s) as the unit price is lower.

The good news is that it usually doesn’t take much to make a real difference to your super. The key is to make a start. For example, you could arrange a payroll deduction with your employer or setting up a BPAY^® payment with your online banking.

The key is to do something and make a start as soon as you can.

Find out more about making super contributions.

Check your investment strategy

How you invest your super can make a real difference to your future balance and retirement lifestyle. If you’re like most HESTA members, you’re probably invested in our default Balanced Growth option.

If you have time on your side, you can do many things that help improve your super. Like understanding your risk profile. Or looking at the asset classes we invest in. Or comparing investment options and associated fees and costs.

Before you make any changes, we recommend you make a time to chat with our expert superannuation advisers (their help is a benefit of being with HESTA — read more below).

Is that all there is to getting my super sorted?

It’s a good idea to check in on any insurance cover you have in your super to make sure it’s right for you. Also check you have a beneficiary nomination in place that reflects your current circumstances.

See how we’ve got you covered with insurance in your super.

Don’t put it off again

It’s not that hard to get your super sorted. And doing something now could mean a much better outcome later than doing nothing or pushing it down the track yet again.

You don’t need to do it all on your own. We’re here to help you get the most out of your super.

Looking to have a one-on-one chat about your super? Maybe you want some advice on your long-term investment strategy? We can help you with that. It’s what we love to do! Super advice is included for all members at no extra cost. Let’s get started on looking for smart ways to give your super a boost and set up a strategy that’s right for you. All you need to do is get in touch.

What’s HESTA doing to future-proof my super?

We're all about the future - making a meaningful difference to our members' financial futures and the world they retire into. We believe that investing for strong long-term performance and a more sustainable world go hand in hand. We call this Super with impact™.