Insurance can be one of the best ways to protect you and your family.
If you’re unable to work due to illness or injury, do you have enough insurance to give you the income you need and the life you want? Are you covered if something happens to you? Honestly not sure? This calculator helps you work out whether your insurance matches your circumstances.
Time needed
About 2 minutes.
Information to have ready
Your total assets, liabilities, current life insurance and income protection cover amounts.
To find out how much insurance you may need, use the insurance cover calculator.
This handy online tool gives you a sense of how much Income Protection, Total and Permanent Disablement (TPD) and Death Cover you might need by comparing your current cover to your estimated needs.
Log in to your online account to see your current insurance cover. You can apply to change your insurance cover based on the results from the insurance and income protection cover calculator.
you might also like
Speak to an adviser
As a HESTA member, you have access to dedicated experts. They’ll help you with your super, insurance, investments and more, at no extra cost.