invest in your future

At HESTA, we use our expertise and influence to deliver strong long-term returns for you, while accelerating our contribution to a more sustainable world.

investment excellence and performance

Superannuation is a long-term investment, and HESTA has a history of delivering strong long-term returns for our members.

Our Balanced Growth, Conservative, Sustainable Growth and High Growth super options have all been ranked in the top 10 for investment performance against their respective peers over 10 years to 30 September 2024.*
 

 

(our default investment option)

average annual return over
10 years#
Our investment options

average annual return over
10 years#
Our investment options

since
inception p.a.#
Our investment options

average annual return over
10 years#
Our investment options

average annual return over
10 years#
Our investment options

# Average annualised returns as at 30 September 2024. Visit Super performance for up-to-date performance information. Past performance is not a reliable indicator of future performance. The returns shown are net of investment fees and costs, transaction costs and taxes.

*Balanced Growth, Conservative and High Growth option rankings in the respective SuperRatings Accumulation Fund Crediting Rate Surveys September 2024. Sustainable Growth ranking in the SuperRatings Sustainable Fund Crediting Rate Survey September 2024. Product ratings are only one factor to be considered when making a decision. Visit SuperRatings for important information about this rating. Investments may go up or down. Past performance is not a reliable indicator of future performance.

 

 

 

 

investment decision making

 

As a responsible investor, we recognise a growing, sustainable and inclusive economy is key to delivering strong long-term returns for members. 

Responsible investment is the consideration of environmental, social and governance (ESG) risks and opportunities in investment decision making, and being an active owner, to deliver strong long-term returns.

 


invest in things you care about

 

 

 

 

 


choosing your investments
 

Understand performance

Look at how HESTA has invested members' super, and how these investments have performed and contributed to the retirement savings of over 1 million Australians.

See super performance 

Consider risk and reward

How much financial risk are you comfortable with? It's different for everyone. Plus, stage of life factors into this as well. Use this tool to see what suits you.

Get your risk profile 

Assess how to invest

How the money in your super is invested is up to you. It's wise to invest based on your needs, goals and values. Choose from 5 'Ready-Made' options or create a mix that's 'Your Choice'.

Compare investment options 

 

 

 

know the basics?

A few important things to know about super and making investment decisions.

If you join without choosing an investment option, you'll be in Balanced Growth.

See how it performs >

 

Retired and considering a HESTA pension account you can draw an income from?

See Income Stream performance >

 

Strong long-term performance can give you solid super returns for retirement.

See our awards >

 

Fees and costs are kept competitive to help members keep and build up their super.

See fees and costs >

 

Don't know the lingo? Learn investment basics in an easy-to-understand way.

Learn the lingo >

 

Know how much super you'll have when you retire? Get an estimate in 3 minutes.

See a super projection >

 

 

 

 

 

 

how we'll help you

With an app, online tools, and expert advice to plan your future. Join HESTA and you'll have the help you need at every step to make the most of your super and face the future with confidence.


Make super simpler

Find super confusing? Here's how you can make it much simpler with HESTA.


See how HESTA helps >

 


When life's changing

Support through job and family changes to help you sort your super and insurance, understand investments, and more.

See how super could help >

 


New job, easier super

Want super that's easy to set up for your new job and sets you up for retirement?


How to join HESTA >

 


Retire with confidence

Worried about having enough in retirement? Turn concern into confidence.


How to take control >

 

 

 

support to plan and retire with confidence

Make the most of your super

As a member, you'll get help from dedicated experts at no extra cost. Join us, then book a super health check to get your super into good shape for the good life in retirement.

Book an appointment 

Everything you need to succeed

Once you're a HESTA member, you can set up, track, and adjust your plan for the future using Future Planner in your online account. It puts the ability to plan and retire with confidence at your fingertips.

How Future Planner works 

Got your own financial adviser?

Once you've joined HESTA, your financial adviser can register for Adviser Online to see your account information and investment strategy. Their fees can even come out of your HESTA account if you'd like.

How your adviser registers 

 

 

dive deeper into investing

Create a self-managed super fund?

Ivan, a retired accountant, had an SMSF for years. He's with HESTA now. See why he made the switch and decided to take his super out of a self-managed super fund.

Why Ivan joined 

Striving for money mastery?

Take your knowledge and financial wellness to the next level. Want to master investing and creating wealth? Expand your understanding of these hot topics and learn all the lingo.

Learn more investing lingo 

Want to see daily unit prices?

Look at all the details for different investment options and see their values in the daily unit prices. These matter if you change investment options or make other transactions.

See daily unit pricing 

 

 

Join a top-performing* super fund

Giving over 1.05 million members a stronger financial future while working for real-world impact.

* SuperRatings 10 Year Platinum Performance 2014-2024 (MySuper)