Being confident you’ll have the right amount of super to support you in retirement is important, and planning early pays off. HESTA helps you get ready so you’re set up to retire the way you want.
Already retired? See the latest returns for an account that can pay you a retirement income from your super, and the investment options you can choose from, to help you compare super funds.
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Your account balance isn't just about the returns flowing in. It's also affected by fees and costs coming out. That's why it's our goal to keep fees down, so our members keep more money for their retirement. Note: Small differences in both investment performance, and fees and costs, can have a substantial impact on your long-term returns.
See fees and costs
Weighing up different super funds to find the best option for your retirement savings? See how the super fund you have now rates when compared to HESTA.
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Will I have enough? How much you need in retirement depends on the lifestyle you want. Find out if you’re on track.
Should I pay off the mortgage or will it affect my Age Pension? Here are a few things for you to consider.
When can I get access to my super? See when you're eligible to start using your super.
How much can I take out of my super to support me financially in retirement? How does it work?
What if I work part time? Can I access some super to top-up my income? How does that work?
I understand financial matters but want to master investing, wealth creation and super.
HESTA’s specialised retirement products and services keep the savings in your super working for you, so your super can be invested in a HESTA Income Stream account while it pays you a regular income throughout the year.
We know super. The HESTA Income Stream is a multi award-winning product^, with a long track record of industry-leading value.
Get set up for your retirement. That’s what we’re all about. Thinking about retiring soon? Already retired?
Do retirement your way
From retirement advice to the Age Pension, rules, and estate planning, the Retirement Hub has everything you need to tackle retirement.
Go to the Retirement HubGiving over 1.05 million members a stronger financial future while working for real-world impact.
^ Product ratings and awards are only one factor to be considered when making a decision.
* SuperRatings 10 Year Platinum Performance 2015-2025 (MySuper).
The rating is issued by SuperRatings Pty Ltd (SuperRatings) ABN: 95 100 192 283 a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, AFSL No. 421445 (Lonsec Research). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings use proprietary criteria to determine awards and ratings and may receive a fee for the use of its ratings and awards. Visit superratings.com.au for ratings information. © 2025 SuperRatings. All rights reserved.
The Zenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872/AFS Rep No. 1280401 Chant West rating (assigned February 2025) is limited to General Advice only and has been prepared without considering your objectives or financial situation, including target markets where applicable. The rating is not a recommendation to purchase, sell or hold any product and is subject to change at any time without notice. You should seek independent advice and consider the PDS or offer document before making any investment decisions. Ratings have been assigned based on third party data. Liability is not accepted, whether direct or indirect, from use of the rating. Past performance is not an indication of future performance. Refer to www.chantwest.com.au for full ratings information and our FSG.