Being confident you’ll have the right amount of super to support you in retirement is important, and planning early pays off. HESTA helps you get ready so you’re set up to retire the way you want.
Already retired or retiring soon? See the latest returns for an account that can pay you a retirement income from your super, and the investment options you can choose from, to help you compare super funds.
See performance for retiree accounts
Your super balance isn't just about the returns flowing in, it's also affected by fees and costs coming out. As an industry super fund that works for members, our competitive fees mean more of your money stays in your super to grow.
See fees and costs for retiree accounts
Weighing up different super funds to find the best option for your retirement savings? See how the super fund you have now rates when compared to HESTA.
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Will I have enough? How much you need in retirement depends on the lifestyle you want. Find out if you’re on track.
Should I pay off the mortgage or will it affect my Age Pension? Here are a few things for you to consider.
When can I get access to my super? See when you're eligible to start using your super.
How much can I take out of my super to support me financially in retirement? How does it work?
What if I work part time? Can I access some super to top-up my income? How does that work?
I understand financial matters but want to master investing, wealth creation and super.
HESTA’s specialised retirement products and services keep the savings in your super working for you. So your super can be invested in our Income Stream retirement account while it pays you a regular income throughout the year.
We know super. The HESTA Income Stream is a multi-award winning product^, with a long track record of industry-leading value.
Get set up for the retirement you deserve and truly desire. That’s what we’re all about. Thinking about retiring soon? Already retired?
Do retirement your way
From retirement advice, to the Age Pension, rules, and estate planning, the Retirement Hub has everything you need to tackle retirement.
Go to the Retirement Hub
See how we deliver strong long-term returns for you, while accelerating our contribution to a more sustainable world.
How to invest in your future >
Support through job and family changes to help you sort your super and insurance, understand investments, and more.
Want super that's easy to set up for your new job and sets you up for retirement?
Set goals, see projections, and be ready for retirement by using Future Planner.
Giving over 1.05 million members a stronger financial future while working for real-world impact.
^ Product ratings and awards are only one factor to be considered when making a decision.
* SuperRatings 10 Year Platinum Performance 2014-2024 (MySuper)
Ratings are published by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings) a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, AFSL No. 421445. Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit superratings.com.au for ratings information and to access the full report. © 2023 SuperRatings. All rights reserved.
© Zenith CW Pty Ltd ABN 20 639 121 403 (Chant West), Authorised Representative of Zenith Investment Partners Pty Ltd ABN 27 103 132 672, AFSL 226872 under AF 2021. The Chant West rating (assigned 2019 and 2021) referred to in this piece is limited to “General Advice” (s766B Corporations Act 2001). Individuals should seek their own independent financial advice and consider the appropriateness of any financial product in light of their own circumstances and needs before making any investment decision. The advice has been prepared without taking into account the objectives, financial situation or needs of any individual, including target markets of financial products, where applicable, and is subject to change at any time without prior notice. It is not a specific recommendation to purchase, sell or hold the relevant product(s). Investors should seek independent financial advice before making an investment decision and should consider the appropriateness of this advice in light of their own objectives, financial situation and needs. Investors should obtain a copy of, and consider the PDS or offer document before making any decision. Past performance is not an indication of future performance. Chant West does not make any representation or give any guarantee or assurance as to the performance or success of any financial product based on the ratings. Chant West may charge the product issuer, fund manager or related party for use of ratings. Chant West does not accept any liability whether direct or indirect, arising from use of the information. Chant West ratings and research are prepared by Chant West and are not connected in any way to research and ratings prepared by any of our related entities. Full details regarding Chant West’s research methodology, processes, ratings definitions are available at www.chantwest.com.au and Chant West’s Financial Services Guide is available at www.chantwest.com.au/financial-services-guide